Phone:(949) 476-8244
Fax: (949) 476-3120
1200 Quail St. Suite 165 Newport Beach, CA 92660

LENDER SERVICES

Stultz Financial, Inc. is the complete outsourced SBA department for lenders who want to do SBA loans and do not want to add full time staff and overhead.Lender Services

Why SBA

SBA guarantees reduce risk of loss on loans and the sale of guaranteed portions can result in significant premiums.

  • Increase Yield/Income
  • Risk Reduction
  • Refinance Concentrations in your portfolio
  • Increase Liquidity
  • Improve Capital Ratios
  • Attract new customers
  • Increase lending limits

Why Outsource SBA

For lenders who don’t currently have the volume of loans necessary to justify creating their own internal SBA department or have difficulty finding and/or retaining the experienced staff to keep the department running smoothly, outsourcing SBA loan processes is an excellent cost saving alternative.

  • Add a profit center without adding staff
  • No fixed expenses
  • Only pay when you make money
  • Stay up to date on SBA rules & industry trends without having to pay for costly training

 Lender Service Provider (LSP)

Stultz Financial Inc. is what the SBA calls a Lender Service Provider.  The SBAPRO Team at Stultz Financial, Inc. is experts in SBA loan processing. Our highly trained staff offers the lending community both consulting and loan packaging services. Stultz Financial, Inc.’s staff will provide constant and continuous service to answer questions about loan feasibility and package status. Our service offers the SBA lender an experienced and knowledgeable alternative to costly and permanent staffing increases to handle loan processing. Let us handle your SBA loan processing so your existing staff can focus on what they do best.

  • Policy and Procedures
  • Eligibility determination
  • Presentation to SBA
  • Negotiate SBA approval and Loan Authorization
  • Secondary Market sales
  • Loan File Review
  • Training